Toyota Tacoma Lease Deals in San Diego
The Toyota Tacoma is one of San Diego's most-leased vehicles — and at Mossy Toyota in Pacific Beach, we run featured monthly lease specials across the full Tacoma trim ladder. Whether you're shopping the entry-level SR, comfort-oriented SR5, sporty TRD Sport, off-road-ready TRD Off-Road, overland-built Trailhunter, or top-of-the-line TRD Pro, our finance team can structure a lease that fits how you actually drive. We process leases through Toyota Financial Services for access to manufacturer-subvented money factors, lease cash, and Tacoma-specific incentives that independent lenders can't match. Visit us at 4555 Mission Bay Dr or call 858-295-3002 to talk through current Tacoma lease offers.
How Tacoma Leasing Works at Mossy
Featured monthly Tacoma specials. Toyota's national lease incentives are layered with regional Toyota Dealer Association offers and Mossy-specific specials when applicable. The result is monthly lease offers that often beat what you'd see comparing online before visiting.
Trim availability and lease terms vary by current inventory. Some trims (TRD Pro, Trailhunter) are allocation-limited and may not always have featured lease offers — call ahead at 858-295-3002 to confirm specific trim availability before driving over.
XtraCab and Double Cab
5-ft and 6-ft
i-FORCE 2.4L Turbo, i-FORCE MAX hybrid
4x2 and 4x4 available
Tacoma Trim Levels Available
Hybrid Powertrain Available
Maximum Tow Capacity
Lease Mileage Tiers Offered
Why Lease the Toyota Tacoma at Mossy
Best-in-Class Resale
The Tacoma's resale and residual values consistently rank among the highest in the midsize truck segment — often within the top three nameplates across the entire industry. High residuals translate directly into lower lease payments, which is one of the structural reasons Tacoma leases tend to compare favorably against Ford Ranger, Chevy Colorado, and Nissan Frontier offers.
Full Trim Selection in Stock
From the work-ready SR to the off-road-built TRD Pro, our Pacific Beach lot stocks the full Tacoma trim ladder. You can walk both an SR5 and a TRD Off-Road on the same visit — useful when you're trying to decide whether the off-road suspension upgrade is worth the trim premium.
TFS Lease Incentives
We process Tacoma leases through Toyota Financial Services. That means access to manufacturer money factor subvention, lease cash, and loyalty offers reserved for Toyota's captive lender — programs that aftermarket lenders and credit unions structurally can't match.
Toyota Tacoma Trims Available for Lease
Featured monthly Tacoma lease specials are typically available across most trims. The Trailhunter and TRD Pro are limited-allocation trims, so featured offers on those rotate based on inventory — call ahead to confirm specific trim availability.
Tacoma SR
The work-ready base trim with i-FORCE 2.4L Turbo. The most affordable Tacoma lease at Mossy and the right pick for fleet, contractor, and trades use where capability matters more than creature comforts.
View SR Lease Offers →Tacoma SR5
The volume seller. Adds creature comforts, styling upgrades, and convenience features to the SR's mechanical foundation. The most-leased Tacoma trim at Mossy and a strong daily-driver pick.
View SR5 Lease Offers →Tacoma TRD Sport
On-road-tuned suspension, sport-styled exterior, paddle shifters. The street-friendly TRD trim for drivers who want TRD styling and feel without lifted off-road suspension geometry.
View TRD Sport Lease Offers →Tacoma TRD Off-Road
Locking rear differential, Crawl Control, Multi-Terrain Select, off-road-tuned suspension, and skid plates. The most-leased off-road Tacoma at Mossy and the right pick for serious recreational off-roading.
View TRD Off-Road Lease Offers →Tacoma Trailhunter
Toyota's overland-built Tacoma trim with ARB suspension, factory roof rack, and ARB equipment designed for self-supported off-grid travel. A meaningful new addition to the Tacoma lineup. Limited allocation.
View Trailhunter Lease Offers →Tacoma TRD Pro
The top performance Tacoma. FOX shocks, i-FORCE MAX hybrid powertrain, distinctive styling, and racing-derived suspension tuning. Highly limited availability — call to check current TRD Pro inventory.
View TRD Pro Lease Offers →Current Toyota Tacoma Inventory for Lease
Featured Tacoma lease offers are tied to specific in-stock vehicles. Our Pacific Beach inventory turns daily — call ahead at 858-295-3002 to confirm any specific trim, cab style, bed length, or 4x4 configuration is still available before driving over.
- TM321104
- T7976
- Black
- Black
- 1mile
- MPG: 19 City - 23 Hwy
- 8-Speed Automatic w/OD
- Four Wheel Drive
- Intercooled Turbo Regular Gasoline I-4 2.4 L/146
- TSRP$56,783
- Documentation Fee+$85
- Mossy Discount-$3,796
- Sale Price$53,072
- Today's Extra DiscountUNLOCK
- TM323079
- T7344
- Ice Cap
- Black
- 5miles
- MPG: 19 City - 24 Hwy
- 8-Speed Automatic w/OD
- Four Wheel Drive
- Intercooled Turbo Regular Gasoline I-4 2.4 L/146
- TSRP$43,509
- Documentation Fee+$85
- Mossy Discount-$2,354
- Sale Price$41,240
- Today's Extra DiscountUNLOCK
- TM085982
- T7496
- 01l7
- Black
- 3miles
- MPG: 21 City - 26 Hwy
- 8-Speed Automatic w/OD
- Rear Wheel Drive
- Intercooled Turbo Regular Gasoline I-4 2.4 L/146
- TSRP$40,179
- Documentation Fee+$85
- Mossy Discount-$2,206
- Sale Price$38,058
- Today's Extra DiscountUNLOCK
- TT082427
- T7507
- Underground
- Boulder/Black W/Silver
- 3miles
- MPG: 22 City - 24 Hwy
- 8-Speed Automatic w/OD
- Four Wheel Drive
- Intercooled Turbo Gas/Electric I-4 2.4 L/146
- TSRP$57,208
- Documentation Fee+$85
- Mossy Discount-$3,038
- Sale Price$54,255
- Today's Extra DiscountUNLOCK
- TM321730
- T7315
- Bronze Oxide
- Black
- 2miles
- MPG: 19 City - 23 Hwy
- 8-Speed Automatic w/OD
- Four Wheel Drive
- Intercooled Turbo Regular Gasoline I-4 2.4 L/146
- TSRP$56,153
- Documentation Fee+$85
- Mossy Discount-$3,711
- Sale Price$52,527
- Today's Extra DiscountUNLOCK
- TM325487
- T7514
- Ice Cap
- Black
- 3miles
- MPG: 19 City - 24 Hwy
- 8-Speed Automatic w/OD
- Four Wheel Drive
- Intercooled Turbo Regular Gasoline I-4 2.4 L/146
- TSRP$43,864
- Documentation Fee+$85
- Mossy Discount-$2,425
- Sale Price$41,524
- Today's Extra DiscountUNLOCK
- TM085656
- T7501
- 0202
- Black
- 3miles
- MPG: 21 City - 26 Hwy
- 8-Speed Automatic w/OD
- Rear Wheel Drive
- Intercooled Turbo Regular Gasoline I-4 2.4 L/146
- TSRP$40,179
- Documentation Fee+$85
- Mossy Discount-$2,206
- Sale Price$38,058
- Today's Extra DiscountUNLOCK
- TT082450
- T7508
- Mudbath
- Black
- 3miles
- MPG: 22 City - 24 Hwy
- 8-Speed Automatic w/OD
- Four Wheel Drive
- Intercooled Turbo Gas/Electric I-4 2.4 L/146
- TSRP$59,848
- Documentation Fee+$85
- Mossy Discount-$3,329
- Sale Price$56,604
- Today's Extra DiscountUNLOCK
- TM323800
- T7516
- Underground
- Black
- 3miles
- MPG: 19 City - 24 Hwy
- 8-Speed Automatic w/OD
- Four Wheel Drive
- Intercooled Turbo Regular Gasoline I-4 2.4 L/146
- TSRP$43,864
- Documentation Fee+$85
- Mossy Discount-$2,425
- Sale Price$41,524
- Today's Extra DiscountUNLOCK
- TM324877
- T7513
- Ice Cap
- Black
- 3miles
- MPG: 19 City - 24 Hwy
- 8-Speed Automatic w/OD
- Four Wheel Drive
- Intercooled Turbo Regular Gasoline I-4 2.4 L/146
- TSRP$43,179
- Documentation Fee+$85
- Mossy Discount-$2,355
- Sale Price$40,909
- Today's Extra DiscountUNLOCK
- TM322002
- T7360
- Ice Cap
- Boulder/Black W/Silver
- 3miles
- MPG: 19 City - 23 Hwy
- 8-Speed Automatic w/OD
- Four Wheel Drive
- Intercooled Turbo Regular Gasoline I-4 2.4 L/146
- TSRP$47,988
- Documentation Fee+$85
- Mossy Discount-$2,713
- Sale Price$45,360
- Today's Extra DiscountUNLOCK
- TM322053
- T7355
- Ice Cap
- Black
- 3miles
- MPG: 19 City - 24 Hwy
- 8-Speed Automatic w/OD
- Four Wheel Drive
- Intercooled Turbo Regular Gasoline I-4 2.4 L/146
- TSRP$42,934
- Documentation Fee+$85
- Mossy Discount-$2,315
- Sale Price$40,704
- Today's Extra DiscountUNLOCK
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See This Month's Featured Tacoma Lease Specials
Lease offers refresh monthly. View current featured specials with full disclosure on terms, mileage allowance, and due-at-signing.
How Tacoma Leases Work for San Diego Drivers
San Diego is a strong Tacoma leasing market. The combination of mild weather (no salt, no winter wear), short average commutes, and consistently strong resale values keeps Tacoma residuals high — which translates directly to lower monthly payments. A 36-month Tacoma lease at Mossy typically pays off only the depreciation between MSRP and the residual value, plus rent charge — not the full purchase price. For a vehicle that holds its value as well as the Tacoma, that's a meaningful structural advantage over financing.
Mileage selection matters most for off-road-oriented buyers. If you're leasing a TRD Off-Road or Trailhunter and plan regular trips out to the Cleveland National Forest, Anza-Borrego, or Baja, the 15K-per-year mileage tier is usually the right call — going over the contracted mileage costs $0.15–$0.25 per mile at lease return depending on the vehicle, so it's almost always cheaper to buy more miles upfront than pay overage fees later. For commuters who use the Tacoma mostly around town, 10K or 12K is typically sufficient. Our finance team will model both scenarios for you before you sign.
Mossy accepts trade-ins on existing Tacomas (and other trucks) toward lease structures. If you're rolling out of a financed Tacoma with positive equity, that equity can be applied to the down payment on a new Tacoma lease. We can also pull you ahead from an existing Toyota Financial Services lease if you're within a few months of maturity — a useful path for owners who want to upgrade trims or move from a non-hybrid Tacoma to an i-FORCE MAX TRD Pro without waiting for the full lease term to complete.
Apply, Pre-Qualify, and Compare
Mossy Toyota's finance team will help you compare lease and finance options side-by-side before you commit. Common steps for San Diego Tacoma shoppers:
- Get pre-qualified online with Capital One — no impact to your credit score
- Submit a full Toyota Financial Services credit application from your phone or laptop
- Get a real-time trade-in value through our Value Your Trade tool
- Schedule a same-day Tacoma test drive on any in-stock trim, cab style, or powertrain
- Compare lease vs. finance payments side-by-side with our finance team
- Model total cost of ownership across different mileage allowances and term lengths
Pre-qualify with Capital One, submit a finance application, or call our sales team at 858-295-3002 to discuss current Tacoma lease offers. Our finance team is on-site at Mossy Toyota in Pacific Beach 7 days a week.
Frequently Asked Questions
What Toyota Tacoma trims are available for lease at Mossy Toyota?
Mossy Toyota offers leases across the full Tacoma trim ladder: SR, SR5, TRD Sport, TRD Off-Road, Trailhunter, and TRD Pro. Featured monthly specials may be available on most of these — call 858-295-3002 to confirm current trim availability.
What is the typical Tacoma lease term at Mossy?
Most Tacoma leases at Mossy run 24, 36, or 39 months, with mileage tiers of 10,000, 12,000, or 15,000 miles per year. Toyota Financial Services structures most Tacoma offers, and non-captive lenders are available on request.
Can I lease a Tacoma TRD Pro or Trailhunter at Mossy?
Yes, when allocation is available. The TRD Pro and Trailhunter are limited-allocation trims, so featured lease specials on these may rotate based on inventory. Call 858-295-3002 to check current availability.
Does Mossy Toyota accept trade-ins toward a Tacoma lease?
Yes. Mossy Toyota accepts trade-ins from any vehicle (Toyota or otherwise) and any financing situation — leased, financed, or owned outright. Get a no-obligation trade appraisal online before you visit.
Lease Your Next Tacoma at Mossy Toyota in Pacific Beach
Mossy Toyota
4555 Mission Bay Dr, San Diego, CA 92109
Pacific Beach · Open 7 days a week
Sales: 858-295-3002