Toyota Lease Deals in San Diego
If you're shopping for a Toyota lease in San Diego, Mossy Toyota in Pacific Beach has featured monthly specials across the full new Toyota lineup — including the Tacoma, Camry, RAV4, Prius, Tundra, 4Runner, Corolla, and Highlander. Our lease offers refresh every month, and we work with Toyota Financial Services to deliver competitive terms across credit profiles. Whether you're a first-time lessee, returning Toyota customer, or comparing offers from another dealer, our finance team can help you compare lease vs. finance, structure your down payment, and pre-qualify online with no impact to your credit score. Visit us at 4555 Mission Bay Dr or call 858-295-3002 to talk through current offers.
How Toyota Leasing Works at Mossy
Featured monthly specials. Toyota's national lease incentives are layered with regional Toyota Dealer Association offers and any Mossy-specific specials. View the current list on our specials page.
No surprises on terms. Every featured lease shows the monthly payment, term length, mileage allowance, due-at-signing total, and any acquisition or disposition fees. We disclose APR equivalents on request.
24, 36, or 39 months typical
10K, 12K, or 15K per year
No credit score impact
Available on qualifying lease maturities
Toyota Models in the New Lineup
Days a Week — Sales Open Daily
Years of Mossy Auto Group in San Diego
Credit Score Impact to Pre-Qualify
Why Lease Your Toyota at Mossy
Lower Monthly Payments
Leasing typically delivers a lower monthly payment than financing because you're paying for the vehicle's depreciation during the lease term — not its full purchase price. Most San Diego lessees we work with see 20–40% lower payments compared to financing the same vehicle.
Drive a Newer Toyota Every Few Years
Standard Toyota leases run 24, 36, or 39 months. At lease end, you can return the vehicle, lease another new Toyota, or buy out the lease at the predetermined residual value. Many of our customers cycle into a new RAV4 or Tacoma every three years without ever taking on long-term ownership risk.
Toyota Financial Services Backing
Mossy Toyota processes leases through Toyota Financial Services — Toyota's captive lender — which means access to the manufacturer's national lease incentives, including subvented money factors, lease cash, and loyalty rebates that independent lenders can't match.
Why Lease Your Toyota at Mossy
Toyota Tacoma
The midsize truck San Diego drivers love. SR, SR5, TRD Sport, TRD Off-Road, Trailhunter, and TRD Pro trims commonly available for lease.
View Tacoma Lease Deals →Toyota Camry
Now hybrid-only with available all-wheel drive. LE, SE, XLE, and XSE trims. One of the most efficient midsize sedans in its class.
View Camry Lease Deals →Toyota RAV4 & RAV4 Hybrid
America's best-selling SUV. Gas, hybrid, and plug-in hybrid configurations available. Excellent fit for San Diego daily driving.
View RAV4 Inventory →Toyota Prius
Redesigned with sleek styling and up to 57 MPG combined. LE, XLE, and Limited trims. Plug-in hybrid version available separately.
View Prius Lease Deals →Toyota Tundra
Full-size truck with i-FORCE and i-FORCE MAX hybrid powertrains. SR, SR5, Limited, Platinum, 1794, and TRD Pro trims.
View Tundra Lease Deals →Toyota 4Runner
The off-road-capable SUV redesigned with i-FORCE MAX hybrid power. SR5, TRD Sport, TRD Off-Road, Limited, Trailhunter, and TRD Pro.
View 4Runner Lease Deals →Toyota Corolla
Compact sedan and hatchback with Toyota Safety Sense standard. LE, SE, XLE, and XSE trims. Hybrid model available separately.
View Corolla Inventory →Toyota Highlander & Grand Highlander
Three-row family SUVs. Highlander seats up to 8; Grand Highlander offers more cargo and adult-friendly third row. Hybrid available.
View Highlander Inventory →Toyota Sienna
The hybrid-only minivan with available all-wheel drive. LE, XLE, XSE, Limited, and Platinum trims. Around 36 MPG combined.
View Sienna Inventory →Current Toyota Inventory Available for Lease
Featured lease offers are tied to specific in-stock vehicles. Our inventory turns daily, so the live list below reflects exactly what's on our Pacific Beach lot right now — no waiting on dealer trades or factory orders. Call ahead at 858-295-3002 to confirm any specific vehicle is still available.
- V3054233
- T7888
- Underground
- Black
- 3miles
- MPG: 32 City - 41 Hwy
- 10-Speed Automatic/CVT w/OD
- Front Wheel Drive
- Regular Gasoline I-4 2.0 L/121
- TSRP$26,321
- Electronic Filing Fee+$37
- Documentation Fee+$85
- Mossy Discount-$500
- TOTAL PRICE$25,943
- Today's Extra DiscountUNLOCK
- Conditional Offers:
- Military Rebate$500
- College Graduate Program$500
- *Plus government fees and taxes, and any finance charges. Price includes dealer document fee, electronic filing fee and any dealer installed equipment. Offer expires 10/27/2026.
- V3054613
- T7881
- Underground
- Black
- 3miles
- MPG: 32 City - 41 Hwy
- 10-Speed Automatic/CVT w/OD
- Front Wheel Drive
- Regular Gasoline I-4 2.0 L/121
- TSRP$26,321
- Electronic Filing Fee+$37
- Documentation Fee+$85
- Mossy Discount-$500
- TOTAL PRICE$25,943
- Today's Extra DiscountUNLOCK
- Conditional Offers:
- Military Rebate$500
- College Graduate Program$500
- *Plus government fees and taxes, and any finance charges. Price includes dealer document fee, electronic filing fee and any dealer installed equipment. Offer expires 10/27/2026.
- V3054265
- T7874
- Underground
- Black
- 3miles
- MPG: 32 City - 41 Hwy
- 10-Speed Automatic/CVT w/OD
- Front Wheel Drive
- Regular Gasoline I-4 2.0 L/121
- TSRP$26,321
- Electronic Filing Fee+$37
- Documentation Fee+$85
- Mossy Discount-$500
- TOTAL PRICE$25,943
- Today's Extra DiscountUNLOCK
- Conditional Offers:
- Military Rebate$500
- College Graduate Program$500
- *Plus government fees and taxes, and any finance charges. Price includes dealer document fee, electronic filing fee and any dealer installed equipment. Offer expires 10/27/2026.
- T3061395
- T8274
- Black
- Saddle Tan
- 3miles
- MPG: 39 City - 37 Hwy
- 1-Speed CVT w/OD
- All Wheel Drive
- Gas/Electric I-4 2.5 L/152
- TSRP$47,039
- Electronic Filing Fee+$37
- Documentation Fee+$85
- Mossy Discount-$3,351
- TOTAL PRICE$43,810
- Conditional Offers:
- Military Rebate$500
- College Graduate Program$500
- *Plus government fees and taxes, and any finance charges. Price includes dealer document fee, electronic filing fee and any dealer installed equipment. Offer expires 10/27/2026.
- TJ051197
- T8288
- Storm Cloud
- Black
- 3miles
- MPG: 43 City - 36 Hwy
- 1-Speed CVT w/OD
- All Wheel Drive
- Gas/Electric I-4 2.5 L/152
- TSRP$44,134
- Electronic Filing Fee+$37
- Documentation Fee+$85
- TOTAL PRICE$44,256
- Today's Extra DiscountUNLOCK
- Conditional Offers:
- Military Rebate$500
- College Graduate Program$500
- *Plus government fees and taxes, and any finance charges. Price includes dealer document fee, electronic filing fee and any dealer installed equipment. Offer expires 10/27/2026.
- V3054366
- T7887
- Ice Cap
- Black
- 3miles
- MPG: 32 City - 41 Hwy
- 10-Speed Automatic/CVT w/OD
- Front Wheel Drive
- Regular Gasoline I-4 2.0 L/121
- TSRP$26,321
- Electronic Filing Fee+$37
- Documentation Fee+$85
- Mossy Discount-$500
- TOTAL PRICE$25,943
- Today's Extra DiscountUNLOCK
- Conditional Offers:
- Military Rebate$500
- College Graduate Program$500
- *Plus government fees and taxes, and any finance charges. Price includes dealer document fee, electronic filing fee and any dealer installed equipment. Offer expires 10/27/2026.
- VA015340
- T7904
- Heavy Metal
- Black
- 3miles
- 1-Speed Automatic
- Front Wheel Drive
- Electric
- TSRP$40,646
- Documentation Fee+$85
- Electronic Filing Fee+$37
- Mossy Discount-$1,361
- TOTAL PRICE$39,407
- Conditional Offers:
- Military Rebate$500
- College Graduate Program$500
- *Plus government fees and taxes, and any finance charges. Price includes dealer document fee, electronic filing fee and any dealer installed equipment. Offer expires 10/27/2026.
- VA015344
- T7908
- Heavy Metal
- Black
- 3miles
- 1-Speed Automatic
- Front Wheel Drive
- Electric
- TSRP$46,626
- Documentation Fee+$85
- Electronic Filing Fee+$37
- Mossy Discount-$1,595
- TOTAL PRICE$45,153
- Conditional Offers:
- Military Rebate$500
- College Graduate Program$500
- *Plus government fees and taxes, and any finance charges. Price includes dealer document fee, electronic filing fee and any dealer installed equipment. Offer expires 10/27/2026.
- TE003884
- T7813
- Heavy Metal
- Gray
- 3miles
- MPG: 19 City - 27 Hwy
- 8-Speed Automatic w/OD
- All Wheel Drive
- Intercooled Turbo Premium Gasoline I-3 1.6 L/99
- TSRP$46,174
- Electronic Filing Fee+$37
- Documentation Fee+$85
- Market Premium+$1,995
- TOTAL PRICE$48,291
- Conditional Offers:
- Military Rebate$500
- College Graduate Program$500
- *Plus government fees and taxes, and any finance charges. Price includes dealer document fee, electronic filing fee and any dealer installed equipment. Offer expires 10/27/2026.
- V3055742
- T8031
- Underground
- Black
- 3miles
- MPG: 32 City - 41 Hwy
- 10-Speed Automatic/CVT w/OD
- Front Wheel Drive
- Regular Gasoline I-4 2.0 L/121
- TSRP$26,321
- Electronic Filing Fee+$37
- Documentation Fee+$85
- TOTAL PRICE$26,443
- Today's Extra DiscountUNLOCK
- Conditional Offers:
- Military Rebate$500
- College Graduate Program$500
- *Plus government fees and taxes, and any finance charges. Price includes dealer document fee, electronic filing fee and any dealer installed equipment. Offer expires 10/27/2026.
- TD038039
- T8263
- Midnight Black Metallic
- Black
- 3miles
- MPG: 43 City - 36 Hwy
- 1-Speed CVT w/OD
- All Wheel Drive
- Gas/Electric I-4 2.5 L/152
- TSRP$51,999
- Electronic Filing Fee+$37
- Documentation Fee+$85
- TOTAL PRICE$52,121
- Today's Extra DiscountUNLOCK
- Conditional Offers:
- Military Rebate$500
- College Graduate Program$500
- *Plus government fees and taxes, and any finance charges. Price includes dealer document fee, electronic filing fee and any dealer installed equipment. Offer expires 10/27/2026.
- TW116986
- T8372
- Midnight Black Metallic
- Black
- 3miles
- MPG: 43 City - 37 Hwy
- 1-Speed CVT w/OD
- All Wheel Drive
- Gas/Electric I-4 2.5 L/152
- TSRP$45,903
- Electronic Filing Fee+$37
- Documentation Fee+$85
- Market Premium+$2,995
- TOTAL PRICE$49,020
- Conditional Offers:
- Military Rebate$500
- College Graduate Program$500
- *Plus government fees and taxes, and any finance charges. Price includes dealer document fee, electronic filing fee and any dealer installed equipment. Offer expires 10/27/2026.
See This Month's Featured Toyota Lease Specials
Our lease offers refresh monthly. View current featured specials with full disclosure on terms, mileage, and due-at-signing.
How Toyota Leases Work for San Diego Drivers
San Diego is a strong leasing market for a few practical reasons. The region's weather and road conditions are easy on vehicles, which keeps residual values high — and high residuals translate directly into lower lease payments. Toyota leases in particular tend to perform well here because the brand's resale and residual values are consistently among the highest in the industry, with models like the Tacoma, RAV4, and 4Runner historically retaining more of their original value over a 36-month term than most competitors.
Mileage is the single most important variable to get right on a lease. Toyota leases at Mossy are typically structured at 10,000, 12,000, or 15,000 miles per year. If you commute from Pacific Beach to downtown daily, 10K may be too tight; if you make occasional drives up to LA or out to Anza-Borrego, 12K is usually the right balance. Going over your contracted mileage costs $0.15–$0.25 per mile at lease return depending on the vehicle, so it's almost always cheaper to buy more miles upfront than pay overage fees later. Our finance team will model both scenarios for you before you sign.
For drivers replacing an expiring lease, Mossy Toyota processes Toyota Financial Services lease returns directly — meaning you can drop off your previous Toyota and pick up a new lease in the same visit, with no separate trip to a third-party return facility. We also accept lease returns from Honda, Nissan, Ford, GM, and other brands, and your existing lease equity (if any) can be applied toward the down payment on a new Toyota lease.
Apply, Pre-Qualify, and Compare
Mossy Toyota's finance team will help you compare lease and finance options side-by-side before you commit. Common steps for San Diego lease shoppers:
- Get pre-qualified online with Capital One — no impact to your credit score
- Submit a full Toyota Financial Services credit application from your phone or laptop
- Get a real-time trade-in value through our Value Your Trade tool
- Schedule a test drive on any Toyota in stock
- Compare lease vs. finance payments side-by-side with our finance team
- Model the total cost of ownership across different mileage allowances and term lengths
Pre-qualify with Capital One, submit a finance application, or call our sales team at 858-295-3002 to talk through current Toyota lease deals. Our finance team is on-site at Mossy Toyota in Pacific Beach 7 days a week.
Frequently Asked Questions
What Toyota lease deals are available at Mossy Toyota in San Diego?
Mossy Toyota offers monthly lease specials across the new Toyota lineup, including featured offers on the Tacoma, Camry, RAV4, Prius, Tundra, 4Runner, Corolla, and Highlander. Featured lease offers refresh each month — view the current specials page or call our sales team at 858-295-3002 for the latest terms.
How do I qualify for a Toyota lease at Mossy Toyota?
Toyota lease qualification is determined by Toyota Financial Services and depends on credit score, income, debt-to-income ratio, and lease history. Mossy Toyota's finance team works with applicants across the credit spectrum and can pre-qualify you with no impact to your credit score. You can apply online or visit us at 4555 Mission Bay Dr in Pacific Beach.
What is the difference between leasing and financing a Toyota?
Leasing typically offers a lower monthly payment than financing because you pay for the vehicle's depreciation during the lease term rather than its full purchase price. Lease terms are usually 24 to 36 months and include mileage limits. Financing builds ownership equity and has no mileage restrictions. Mossy Toyota's finance team can help you compare both options based on your driving habits and budget.
Does Mossy Toyota accept lease trade-ins?
Yes. Mossy Toyota accepts lease returns from Toyota Financial Services as well as trade-ins from any leasing company. We can purchase your existing lease, apply equity toward a new lease, or facilitate a lease pull-ahead if you're within a few months of your current lease maturity. Get a no-obligation appraisal through our online tool or call 858-295-3002.
Lease Your Next Toyota at Mossy Toyota in Pacific Beach
Mossy Toyota
4555 Mission Bay Dr, San Diego, CA 92109
Pacific Beach · Open 7 days a week
Sales: 858-295-3002
Related pages: Tacoma lease deals · Camry lease deals · Prius lease deals · Tundra lease deals · 4Runner lease deals · All Toyota specials · Finance application · Value your trade