Mossy Toyota
4555 Mission Bay DrSan Diego,CA92109Sales: 888 34 MOSSY
- Service: 888 38 MOSSY
- Parts: 888 92 MOSSY
San Diego Car Loans - Mossy Toyota
We at Mossy Toyota can help you into the car of your dreams! Our professional financing department has been helping customers from around San Diego secure a car loan, or find a customized new car lease option for them. We can help California residents with bad credit get an auto loan as well. Fill out our contact form if you would like to have us get in touch with you to answer any financing questions. You can also call us at (888) 346-6779, or stop by our Toyota dealership at 4555 Mission Bay Dr., San Diego, CA to speak to an experienced new and used car loan professional today!
Bad credit? No credit? Don't let credit problems hold you back from a new or used car purchase. Call Mossy Toyota at (888) 346-6779, we can help!
Financing Navigation
Contact Information
- Mossy Toyota
-
4555 Mission Bay Dr
San Diego, CA 92109 -
- workSales:
- 888 34 MOSSY
- serviceService:
- 888 38 MOSSY
- partsParts:
- 888 92 MOSSY
Finance FAQ
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Tip!
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Tip!
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Tip!
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Tip!
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Tip!
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Tip!
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Tip!
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.